Are Rental Cars Insured
Wondering are rental cars insured? Gulzar Rent A Car explains default and optional coverage, so you can drive safely with full protection in the UAE.
Rent insured car at affordable prices
Gulzar Rent A Car offers insured cars at very affordable prices. We care about your safety and comfort. All our cars are well-maintained, clean, and fully insured, so you can drive without any worry.
Whether you need a car for a day, a week, or a month — we have many options to choose from. You can rent small cars, family cars, or luxury cars — all at the best prices in Dubai.
With Gulzar Rent A Car, there are no hidden charges. What you see is what you pay. Our goal is to make your car rental easy, safe, and budget-friendly.
Book your insured car today and enjoy a smooth ride with Gulzar Rent A Car Dubai.
Toyota Land Cruiser
- Dubai
680 AED
500 AED
Daily
3300 AED
2500 AED
Weekly
9800 AED
7500 AED
Monthly
- SUV
- 4 Doors
- 7 Seats
- Airbags
- Bluetooth
- Automatic
Features
- Big SUV with seating for 7 passengers.
- GCC specs with a powerful 5.8L petrol engine.
- Equipped with advanced safety features.
- Easy-to-use technology for driving.
- Luxurious interior amenities.
Toyota Prado
- Dubai
480 AED
350 AED
Daily
2600 AED
2000 AED
Weekly
7900 AED
6000 AED
Monthly
- SUV
- 4 Doors
- 7 Seats
- 170 km/h
- Bluetooth
- Automatic
Features
- Plenty of space for passengers and luggage.
- Advanced safety tech for peace of mind.
- Enjoy comfort on every journey.
- Can go on rough roads easily.
- Trustworthy engine for worry-free travels.
Toyota Camry
- Dubai
160 AED
110 AED
Daily
920 AED
630AED
Weekly
3400 AED
2300 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 235 km/h
- Bluetooth
- Petrol
Features
- Reliable performance on any road.
- Fuel-efficient for cost-effective travel.
- Powerful engine for smooth performance.
- Sleek design for a stylish presence on the road.
- Big interior for family trips.
Toyota Corolla
- Dubai
140 AED
100AED
Daily
800 AED
595 AED
Weekly
3600 AED
2400 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 180 km/h
- Bluetooth
- Petrol
Features
- Enjoy a comfortable ride on long journeys.
- Equipped with advanced features.
- Budget-friendly rental option.
- Trusted by millions for its performance.
- Saves money with excellent fuel mileage.
Toyota Yaris
- Dubai
130 AED
80 AED
Daily
700 AED
525 AED
Weekly
2600 AED
1800 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 180 km/h
- Bluetooth
- Petrol
Features
- Lots of safety stuff, keeps you safe.
- Runs smooth, no hassle.
- Lots of space for your stuff.
- Affordable rental, saves you cash.
- Roomy inside, comfy for everyone.
Nissan Patrol
- Dubai
650 AED
500 AED
Daily
3200 AED
2500 AED
Weekly
9600 AED
7500 AED
Monthly
- SUV
- 4 Doors
- 7 Seats
- 210 km/h
- Bluetooth
- Petrol
Features
- Strong engine for driving anywhere.
- Safety stuff to keep you safe.
- Works well on long trips or off-road.
- Doesn't use too much fuel.
- Big space for all your stuff.
Nissan Sentra
- Dubai
100 AED
80 AED
Daily
750 AED
525 AED
Weekly
1950 AED
1700 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 210 km/h
- Bluetooth
- Petrol
Features
- Smart cruise control for safety.
- Smooth CVT transmission.
- Fuel-saving Eco mode.
- Doesn't use too much fuel.
- Emergency braking for accidents.
Nissan Sunny
- Dubai
110 AED
90 AED
Daily
550 AED
560 AED
Weekly
2000 AED
1900 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 190 km/h
- Bluetooth
- Petrol
Features
- Comfortable seating for long drives.
- Fuel-efficient for cost savings.
- Smooth ride for a relaxing journey.
- Reliable performance on the road.
- Affordable rental rates for budget-friendly trips.
Nissan Altima
- Dubai
140 AED
100 AED
Daily
850 AED
630 AED
Weekly
3000 AED
2300 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 225 km/h
- Bluetooth
- Petrol
Features
- Advanced safety features for peace of mind.
- Reliable performance for a worry-free driving.
- Good space for luggage and belongings.
- Sleek exterior design for a stylish appearance.
- Modern technology for seamless connectivity.
Nissan Tiida
- Dubai
120 AED
70 AED
Daily
700 AED
420 AED
Weekly
2500 AED
1800 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 200 km/h
- Bluetooth
- Petrol
Features
- Responsive steering for easy handling.
- Ample trunk space for luggage.
- Sleek design that turns heads.
- Simple controls for hassle-free driving.
- Roomy cabin for a comfy journey.
MG 3
- Dubai
140 AED
90 AED
Daily
850 AED
560 AED
Weekly
3000 AED
1700 AED
Monthly
- Hatchback
- 4 Doors
- 5 Seats
- 240 km/h
- Bluetooth
- Petrol
Features
- Easy steering for simple driving.
- Lots of room for bags and stuff.
- Touchscreen is easy to use.
- Modern and sleek exterior design.
- Rent for less, enjoy more.
Kia Picanto
- Dubai
90 AED
70 AED
Daily
550 AED
490 AED
Weekly
2000 AED
1500 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 185 km/h
- Bluetooth
- Petrol
Features
- Compact size for easy city driving.
- Modern interior with advanced technology.
- Smooth handling for comfortable rides.
- Stylish design to make a good impression.
- Easy to park in tight spots.
Kia Cerato
- Dubai
110 AED
80 AED
Daily
650 AED
525 AED
Weekly
2400 AED
1900 AED
Monthly
- Sedan
- 4 Doors
- 5 Seats
- 210 km/h
- Bluetooth
- Petrol
Features
- Sleek design with modern technology.
- Fuel-efficient engine for cost-effective trips.
- Convenient parking assistance.
- Smooth handling for effortless driving.
- Advanced safety features
Chevrolet Captiva 7
- Dubai
90 AED
200 AED
Daily
550 AED
1260 AED
Weekly
2000 AED
4300 AED
Monthly
- SUV
- 4 Doors
- 5 Seats
- 185 km/h
- Bluetooth
- Petrol
Features
- Compact size for easy city driving.
- Modern interior with advanced technology.
- Smooth handling for comfortable rides.
- Stylish design to make a good impression.
- Easy to park in tight spots.
Why Does This Matter for You?
Many people rent a car thinking they are fully protected, but sometimes the basic insurance only covers a small part. This means even a small scratch or damage can cost a lot later. That’s why it’s important to understand your car rental insurance before you book.
Choosing extra protection like Collision Damage Waiver (CDW) or Super CDW can give you peace of mind and save you from big repair costs. But always check what is already covered by your own insurance or credit card, so you don’t pay extra for the same coverage.
Why Should Rental Cars Be Insured?
When you rent a car, having proper insurance coverage is not just an option — it’s a necessity. Whether you’re a tourist or a resident, insured vehicles ensure safety, compliance, and peace of mind during your trip.
1. Financial Protection for Renters
Car repairs and replacements can be expensive. With valid rental car insurance coverage, you are protected from paying high costs if the vehicle gets damaged or stolen during your rental period. This makes insurance an essential part of any rental agreement.
2. Legal Requirement in the UAE
In the UAE, third-party liability insurance is mandatory for all vehicles, including rental cars. This insurance covers damages or injuries caused to another person or their property in an accident. Without it, both the driver and the company can face serious penalties.
3. Peace of Mind While Driving
Driving a car that is properly insured helps you stay relaxed and focused on your journey. You don’t need to worry about accidents or minor scratches, as the insurance policy will cover most situations depending on the coverage type.
4. Protection Against Unexpected Incidents
Even if another driver causes the accident or the car gets stolen from the rental parking area, the right insurance coverage ensures you are not held fully responsible. This minimizes stress and keeps your trip worry-free.
5. Better Travel Experience
Extra insurance options like Collision Damage Waiver (CDW), Personal Accident Insurance (PAI), or Supplemental Liability Insurance (SLI) provide added security. These cover personal injuries, damage costs, and third-party claims — allowing you to enjoy your trip with complete confidence.
What Insurance Is Included by Default
When you rent a car, some insurance is already included in the rental price. However, it usually offers limited coverage. Here are the main types you should know about:
Third-Party Liability Insurance
This is the basic insurance that all rental cars must have by law. It covers damage or injury you cause to other people or their property. It does not cover damage to the rental car you are driving.
Collision Damage Waiver (CDW)
This reduces how much you need to pay if the rental car is damaged in an accident. You’ll still pay a small “excess” or deductible, but the rest of the repair cost is covered.
Theft Protection
Covers the car if it is stolen or damaged due to theft. Some companies include this in CDW, while others offer it as a separate option.
Personal Accident Insurance (PAI)
This covers medical expenses for you and your passengers if you are injured in an accident.
Super CDW or Zero Excess Cover
An optional upgrade that removes or reduces the deductible. It gives full protection so you don’t have to pay for most damages.
Windscreen, Tire, and Underbody Cover
These parts are often not included in regular insurance. You can buy extra coverage for them to avoid unexpected repair costs.
Why Rental Companies Offer Additional Insurance
Rental car companies usually include only the minimum legal insurance, which meets government requirements but offers limited protection. To reduce both their own and your financial risk, they provide optional add-ons that give you more coverage. These extra insurance options make renting safer and worry-free for travelers.
Some key reasons why rental companies offer additional insurance include:
- Lowering your financial liability if the car is damaged during your rental period.
- Covering theft or vandalism, which is not usually included in standard insurance.
- Providing medical coverage for you and your passengers through Personal Accident Insurance (PAI).
- Protecting vulnerable parts such as wheels, undercarriage, and windscreen, which are often excluded from basic coverage.
- Ensuring peace of mind, so you don’t face large, unexpected repair or replacement bills.
Things That Stay Uninsured (Exclusions)
Even with insurance, there are some things rental cover might not protect you for. These include:
- Damage to tires, rims, windscreen, the underbody
- Driving the car off-road or outside allowed areas
- Using the car in violation of the rental agreement (e.g. unauthorized driver, drunk driving)
- Damage caused by negligence or ignoring instructions
- Theft or loss of personal effects (your luggage, devices)
- Mechanical breakdowns from wear and tear
These exclusions are common in many rental agreements. Always read the rental agreement carefully to see what is excluded.
How Credit Cards or Personal Insurance Play a Role
Sometimes your credit card or your own car insurance covers rental cars partially or fully. But this is not always guaranteed, especially in the UAE.
- Some credit cards offer collision or damage coverage if you use the card to pay for the rental. But coverage may exclude luxury vehicles or have conditions.
- Your personal car insurance may not cover a rented vehicle unless your insurer explicitly allows it. In many UAE cases, standard insurance does not extend to rentals.
Be cautious relying on those; always ask the rental company for clarity on whether your credit card or policy is acceptable.
How to Ensure You’re Properly Insured When You Rent a Car
Here are steps and tips to make sure you get the protection you need:
- Read the rental agreement insurance section before accepting.
- Check what is already included (usually third-party liability).
- Decide if you need CDW, Theft Protection, or PAI as add-ons based on your plans.
- Ask about excess or deductible, how much you pay before insurance begins.
- Inspect the vehicle carefully before driving off and note any damages in writing or photos.
- Avoid using the car outside allowed zones or off-road unless your insurance allows.
- In case of accident or theft, report immediately to police and get a report, then notify the rental company.
Why Choose Gulzar Rent A Car
Gulzar Rent A Car is known for providing reliable vehicles, transparent pricing, and complete insurance coverage options to make your rental worry-free. When renting a car, insurance and service quality matter just as much as price — and Gulzar ensures both.
Here’s why many customers trust Gulzar Rent A Car:
- Comprehensive insurance coverage – Every rental includes mandatory third-party liability insurance, with optional add-ons like Collision Damage Waiver (CDW) and Theft Protection.
- Transparent policies – No hidden charges or unclear terms; you know exactly what’s covered before you pay for the rental.
- Well-maintained vehicles – Each car is regularly inspected and insured, reducing the risk of mechanical issues or disputes in case of damage.
- 24/7 customer support – Assistance available for roadside emergencies, insurance queries, and claim guidance.
- Flexible plans – Choose short-term, long-term, or monthly rentals with easy insurance upgrades.
- Trusted by locals and tourists – Gulzar Rent A Car has built a strong reputation in Dubai for safe, insured, and affordable rentals.
FAQs
Are rental cars insured by default?
Yes, most rental cars come with basic insurance like third-party liability, but this usually does not cover damage to the rental car itself.
What does the Collision Damage Waiver (CDW) cover?
CDW covers repair costs for your rental car in case of accidents, reducing your financial responsibility if the car is damaged.
Is theft protection included in rental car insurance?
Standard insurance may not cover theft. You need optional loss or theft protection to cover stolen vehicles or vandalism.
Does Personal Accident Insurance (PAI) come with rental cars?
PAI is optional and covers medical expenses for the driver and passengers in case of injury during the rental period.
What is Super CDW or Zero Excess?
Super CDW reduces or removes your out-of-pocket deductible, offering fuller protection than basic CDW.
Are rental cars insured for wheels, underbody, or windscreen damage?
Usually not. Specialized coverage for tires, undercarriage, and windscreen is optional and can be added at the counter.
Does my personal car insurance cover a rental car?
Some personal insurance policies extend coverage to rental vehicles, but check your policy carefully before relying on it.
Can credit cards provide rental car insurance?
Yes, some credit cards include rental car insurance if you pay for the rental with the card, covering CDW or theft protection in certain cases.
Is liability for damage to other vehicles included?
Third-party liability insurance is usually included by law, covering damages or injuries you cause to others.
Are rental cars insured in Dubai or the UAE?
Yes, all rental cars in Dubai and across the UAE come with at least the minimum legal insurance required for driving.
Do I need extra insurance for high-end or luxury rental cars?
Yes, premium vehicles often require additional coverage due to higher repair costs, even if basic insurance is included.
Does the insurance cover rental cars for international travel?
No, rental car insurance usually applies only within the country of hire. Driving abroad requires separate coverage.
What happens if the rental car is stolen while parked?
Loss or theft protection covers the cost if the car is stolen, but standard liability does not.
Are rental cars insured for accidents caused by negligence?
Basic insurance may not cover accidents caused by reckless driving; additional coverage or Super CDW may be required.
Can I choose full insurance at the time of booking?
Yes, companies like Gulzar Rent A Car allow you to select full coverage, including CDW, PAI, and optional parts coverage, while booking online or at the airport.